There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.
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And to the typical eye, Lloyd looks like a regular middle-aged mum who works tirelessly to look after her sick husband.
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So it was to the sheer shock of neighbours when cops came down on their driveway to raid the couple's St Helens home.
Hiding behind the family's net drapes was in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.
Lloyd, 58, cried 'Oh my god' as she was imprisoned this week over a string of untruths consisting of using a dead female's identity, making up 'bogus' medical conditions for her boy, and producing pseudonyms to work while claiming carers allowance.
Husband Phillips, 54, was also imprisoned after the pair's huge benefits scams was lastly exposed.
While the couple handled to siphon off their ill-gotten gains for several years - neighbours have actually exposed to MailOnline the obvious hints that the couple were running a fraud.
Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies consisting of the creation of pseudonyms to declare benefits
The scammer next door: The assuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had failed to reveal this to the council when she relocated in 2018
Phillips pictured in a Help for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is said to have actually played a DJ set at the occasion
Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his walking adhere to fulfill his carers.
But they were then left puzzled when he was at other times found cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.
Locals also informed of how there was 'constantly something dodgy' about Lloyd, which she would never look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.
Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently stole almost ₤ 170,000 in advantages over a decade, and likewise helped Phillips falsely claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.
When neighbours saw them leaving one of their 2 vehicles previously today, they believed they were going off to remain at their secret caravan, only to find they were going to jail.
One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a real program of not being able to stroll whenever his carers were here.
'He was shuffling along and holding onto his cars in the driveway before he took a very long time to get to his carer's cars and truck on his strolling stick.
'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking great then.
'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.
'But after the authorities raid, they became more reserved and didn't state a lot to people.
'There was constantly something dodgy about her - she would not look individuals in the eye and extolled going to her ₤ 60,000 caravan however would never state where it was.
'They would take her teenage boy and go away on a Thursday night and not get home until Sunday.'
Phillips had actually fraudulently claimed ₤ 100k in PIP, housing benefits, work support allowance and council tax decreases that he was not qualified for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'walking fine'
Following the authorities raid secret suburban street, neighbours were entrusted questions regarding why the couple had actually been apprehended - and some allege Lloyd had later informed them it was down to canine breeding.
But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had claimed a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal independence payments over the course of 11-and-a-half years.
With the assistance of Lloyd, Phillips was likewise discovered to have actually illegally claimed ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax reductions because 2018.
Olivia Beesley, prosecuting, described how the mother's sophisticated rip-off started when she incorrectly started declaring housing advantages for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.
She even made a phony tenancy contract for the 'completely fictitious caravan', eventually stealing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.
Then in 2018, she started making fraudulent claims that her spouse needed 'multiple daily carers to address his needs'. She went as far as utilizing Phillips' sister Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.
She likewise lied that she was unable to work due to being a full-time carer, however was discovered to have actually been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
In 2022, she began developing 'incorrect medical conditions' for her child, claiming she had actually a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect special needs living allowance overpayments were declared in relation to this.
She once again used the departed female's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she needed carers due to 'health conditions'.
Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never exposed, and would say they were going to remain at the caravan from Thursday to Sunday
One neighbour stated they saw the couple leaving on of their vehicles earlier today and presumed they were going off to their 'caravan', just to later on discover out they were off to jail
When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her kid would supposedly go off to a caravan on the weekends.
It is not understood whether this was the exact same 'fictitious caravan' which transpired to have never ever existed, or an indeed a separate, genuine caravan.
Leni Newton, 63, said: 'She informed individuals that the police raid was since somebody had actually informed on her for reproducing border collie pups without a licence.
'I'm surprised they have actually been jailed. I thought they were all above board.
'I just saw them a few days ago packing up travel suitcases - I believed they were simply going to their caravan.'
She included: 'I understand they met as she was his carer. He was wed but Angela relocated. I believed she had resided in Southport.
'I did see his ex-wife parked up in the street enjoying his home when they split.
'She was clearly spying on them.'
Her partner David Manchester, 70, said: 'It's a big surprise they appeared to be living a .
'There were a great deal of authorities came here.
'He was at the street celebration for the Queen however other times he did appear very frail.'
Hand in Hand homecare agency verified to MailOnline that Lloyd had authentic recommendations, DBS checks and training certificates in the name of Wendy Lloyd.
A spokesman said: 'We sacked her right away when we discovered the reality.
'All her DBS and references inspected out. The authorities said we had actually not done anything incorrect.'
The court heard how Phillips also scammed money from the general public bag by stopping working to divulge the truth that Lloyd had moved into his home in 2018 - allowing him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.
He is also stated to have actually 'exaggerated' his medical conditions and require for care, stating that he was not able to do anything for himself.
He stated himself 'unfit for work' and stopped working to mention his other half's wage - unlawfully stealing ₤ 51k in work support allowance.
However, Phillips alleged that Lloyd had completed the type and had simply 'asked him to sign it'.
Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and disabilities consisting of neurological condition, stress and anxiety and anxiety.
He was also stated to have actually a pacemaker fitted and appeared in court in a wheelchair.
While Phillips had no previous convictions associating with similar matters, however Lloyd's rap sheet shows previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look remained in 2012.
Lloyd was imprisoned for 2 years after admitting 7 counts of scams by incorrect representation, and Phillips was likewise seen cleaning back tears as he was jailed for 20 months for scams by incorrect representation and 3 counts of dishonestly failing to disclose info to make a gain.
Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 annually which you defrauded from the general public.
'For those who seek to defraud the public of limited and valuable benefits which need to be directed to those who require them, not those who simply wish to have them for factors of individual greed, that is a severe offence devoted by each of you over a long period of time.'
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How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam
Jonas Harrell edited this page 2025-06-20 23:21:01 +00:00